Unit Insurance

StorSmart

Are Your Valuables Protected?

Storage unit insurance is a vital part of protecting your property. Choosing a plan provides coverage for the replacement value of your items, helping you recover quickly if the unexpected happens. Do not wait until a loss occurs to think about protection. Secure your valuables today so you can rest easy knowing your investment is covered.

Program Coverage

The StorSmart insurance program is designed to guard against a wide variety of risks. Most policies include protection for the following events:

Fire or lightning

Coverage for damage caused by accidental fires or lightning strikes at the facility.

Windstorm or Hail

Protection against severe weather events that could impact the building structure.

Weight of Ice, Snow, or Sleet

Vital coverage for Wisconsin winters, protecting your items if the building collapses under heavy snow.

Smoke or Water Damage

Guards your belongings against smoke or water leaks, though this typically excludes natural flooding.

Vandalism or Burglary

Provides financial recovery if your unit is targeted by malicious mischief or forced entry.

Coverage Options

We provide access to several different limits to match the total value of your stored goods. You can select from the following standard coverage amounts:

• $2,000 Coverage

• $3,000 Coverage

• $5,000 Coverage

Other coverage options may be available depending on your specific needs. Reach out to our team to find the best fit for your inventory.

Program Features

Our storage with insurance options through StorSmart includes benefits that traditional policies might lack:

Policy Pays First
This plan acts as your primary coverage. Your claim is processed and paid even if you have a homeowners’ policy that covers the same items.

Transit Coverage
Your valuables are protected while they are being moved in a vehicle to or from our facility.

Easy Claim Service
You gain access to professional claims representatives who guide you through every step of the recovery process.

Affordable Monthly Premiums
We make insurance easy by offering low monthly costs that you can pay right along with your rent.

Storage Tips to Help
Prevent Loss

While insurance provides a safety net, taking proactive steps can help keep your items in perfect condition:

Lock Your Space
Always use a heavy-duty disc or cylinder lock. These are much harder to cut or bypass than standard padlocks.

Protect Your Items
Use pallets to keep furniture and boxes off the floor. Cover your belongings with breathable sheets to shield them from dust and moisture.

Avoid Restricted Items
Do not store high-value items like jewelry, cash, or original documents. Never store flammable or hazardous chemicals in your unit.

Keep a Detailed Inventory
Maintain a list of everything in your unit and keep a copy in a safe place. Taking photos of your packed unit can also speed up a future claim.

Steps to Take If You Have a Loss

Step 1.

Safety First: Make sure you and your family are safe. Alert the facility manager about the situation immediately.

Step 2.

Document Everything: Take clear photos of your unit and any visible damage. Do not discard any damaged items until a representative tells you to do so.

Step 3

Report Criminal Acts: If you suspect a burglary or vandalism, call the local police department to file an official report.

Step 4.

File Your Claim: Contact a customer care representative at 855-805-7433 or visit the StorSmart website to begin the process.

Additional Terms and Conditions

The policy does not cover certain events such as natural floods, mold damage, or mysterious disappearances. Please review your certificate of insurance for a full list of exclusions and specific policy details.